How do I fix a password-protected bank statement error?

Bank portals reject locked files. First, open the PDF with your password, then use the 'Print to PDF' feature to save a new, unlocked copy before uploading.

Does optimizing a PDF alter financial figures?

No. ClonyPDF optimizes the file's internal code structure (fonts and metadata) without touching the actual text or numbers, ensuring data integrity.

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Fix PDF Errors for Bank & Loan Applications

🔒 Financial Document Security

Bank Portal Rejecting Your File?

Loan portals reject files due to password locks, digital signatures, or integrity errors. Ensure your bank statement is readable and compliant before uploading.

Optimize Financial PDF

Why Financial PDFs fail validation

Unlike simple documents, financial files contain encrypted layers that portals struggle to process:

Password Locks: Bank statements are encrypted by default.
Transaction Density: Thousands of vector lines make the file "heavy" even without images.

Note: Unlike government portals which check for format, banks validate content integrity. Your numbers must remain unaltered.

Bank & Loan Portal PDF Requirements

Document Type	Typical Limit	Compliance Challenge
Bank Statement (6 Months)	2 MB - 5 MB	Password removal increases file size.
Salary Slips	1 MB	Merging 3 PDFs often breaks limits.
Property Chain	10 MB	High-res legal scans are too large.

🔑

Critical: Remove Passwords First

Bank portals cannot read locked files. Compression tools also fail on encrypted PDFs. You must "Print to PDF" to unlock the file before processing.

How to Validate Your Statement (Step-by-Step)

Unlock: Open your statement with the password, then use "Print to PDF" to save an unlocked copy.
Upload: Drag the unlocked file to ClonyPDF.
Optimize: Use "Smart Mode". This preserves text vectors (numbers) while removing metadata.
Submit: Download the file (verified for clarity) and upload to the loan portal.

Common Applicant Questions

Will compression change transaction numbers?

No. Text and numeric vectors are preserved exactly as they are. Our tool optimizes whitespace and font definitions, never the content itself.

Will the bank accept a processed PDF?

Yes. Banks require legibility and correct file structure. As long as the account details are sharp (which Smart Mode ensures), the file is valid.

Is my financial data safe?

Yes. We use TLS 1.2 encryption. Files are processed in an isolated container and permanently deleted after 1 hour.

Compliance Note: This tool optimizes file structure only. It does not alter transaction figures or legal text.